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Priority Sector Lending Priority Sector Lending

AI ready UNIFIED LENDING

PLATFORM

Catalyzing credit for Bharat,
one good loan at a time

Schedule Demo
Supply chain financing programs & Co-lending programs Supply chain financing programs & Co-lending programs

We power up

Banks, NBFCs, MFIs, BCs and LSPs across multiple use cases

Co-lending partnerships

Business Correspondent lending partnerships

Business Correspondent lending partnerships

Digital lending partnerships

Direct Assignment – Securitization

Corporate – Wholesale lending

New product innovation and rollout

positive impact in priority sector lending ecosystem positive impact in priority sector lending ecosystem

We focus on

credit products that are productive, priority sector linked and impact-led

Priority Sector lending

MSME, Agri, Affordable Housing and Education loans

SDG – ESG qualified lending

Green, Sustainability - linked and financial inclusion loans

Secured- Guarantee backed lending

CGTMSE qualified, DFI guaranteed and collateral backed loans

positive impact in priority sector lending ecosystem positive impact in priority sector lending ecosystem

Our platform caters to

the entire spectrum of tech-challenged to tech-led lenders

Fintech infrastructure

A modular & compliant lending orchestration platform allowing REs and non-REs to scale their joint lending initiatives

Originator & Supply of Finance networks

A network of lenders that are capable of both originating & servicing borrowers and financing & guaranteeing the loans

Policy & Process Intelligence

Hyperlocal playbooks of best practices to launch new credit products or fine tune processes on an ongoing basis

Mannjal's product
solves for TRUST

between lending entities,
systems & processes

Collaborative application management icon

Collaborative application
management

  • Program level workflow and task management to measure
    TATs & effectiveness
  • Simple messaging interface for query resolution, tagged to
    applications and tasks
  • Large file handling (200 MB+) with unified navigation across
    documents and data
  • Data ingestion from feet on street mobile apps, multi format files or APIs
  • Data validation via third party data providers and human / AI agents
  • Data conversion into lender specific formats for decisioning & reporting
Simplified data processing icon

Simplified data
processing

Transparent decision support system icon

Transparent decision
support system

  • Auditable business rules engine acting as a co-pilot for credit and operations teams
  • Real time deviation flags and workflow actions based on policy and process rules
  • Configurable MIS and dashboards with scheduled reporting and escalation triggers
  • Role based access at program, stage, section and data field levels
  • Ring-fenced access for human and AI agent aligned with compliant workflows
  • "Audit ready by default" with every action on the platform tracked and time stamped
Robust access management icon

Robust access
management

Scalable architecture icon

Scalable
architecture

  • Decentralized network protocols that support multi-entity collaboration on the go
  • Low code configuration driving flexibility and agility to adapt products and workflows quickly
  • AI ready, LLM/SLM agnostic architecture that can plug into your chosen AI stack
  • Network segregated deployments with dedicated private environments per client
  • Data localisation compliant, with clear data residency controls
  • Encryption at rest and in transit, with strict key management
Compliance & security icon

Compliance
& security

positive impact in priority sector lending ecosystem positive impact in priority sector lending ecosystem

We positively impact

every stakeholder in our lending network

Senior Lenders – Banks / NBFCs

Access diversified asset pools through an architecture that focusses on getting files first time right via a single portal / integration

Originators – Junior Lenders – RE / non-RE

Scale up AUM with improved sanction and disbursal TATs and a larger basket of credit products, while exponentially improving RoE

Development Financial Institutions

Real time visibility and ability to audit pools that have been guaranteed or financed based on program parameters

Our Team

We are a team of fintech veterans united by a vision to enable access
to credit for millions of entrepreneurs across Bharat

Prashant Adurty
Prashant Adurty

Prashant Adurty

Cofounder | CEO Prashant Adurty's linkedin profile

Aman Bhargava
Aman Bhargava

Aman Bhargava

Cofounder | CBO Aman Bhargava's linkedin profile

Harshit Lingamneni
Harshit Lingamneni

Harshit Lingamneni

Cofounder | CTO Harshit Lingamneni's linkedin profile

Our Major Investors

B Capital
Arali Ventures
Sparrow Capital
Gemba Capital
All In

Connect with us

Whether you are an originator, lender or someone who is interested in our mission and want to know more,

Drop us a line on hello@mannjal.com

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Mannjal's linkedin page

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MANNJAL TECHNOLOGIES PRIVATE LIMITED (CIN: U62013KA2023PTC171651) – ALL RIGHTS RESERVED